# Disclaimer — JK DATA ACADEMY

Effective Date / Last Updated: 23-09-2026

This Disclaimer ("Disclaimer") applies to all digital products, content, files, and materials offered, sold, delivered, or made available through www.jkdataacademy.com (the "Website"), operated by JK Data Academy, a partnership firm registered under the Indian Partnership Act, 1932 ("we", "us", "our").

> This is a universal, website-level disclaimer. It replaces any earlier product-specific or book-specific disclaimer. It applies equally to every current and future digital product in the JK DATA ACADEMY catalogue, including Full Course Mastery (FCM) eBooks, Problem Solver Series (PSS) eBooks, Practice Files with Solutions (PFS), Cheat Sheet Pro (CSP), free snippet packages supplied with eligible products, and any other digital content, file, template, dataset, workbook, guide, or learning material we may offer now or in the future.

By accessing the Website, purchasing any product, or using any material made available by us, you acknowledge and accept this Disclaimer.

1. Educational Purpose and Limited Licence

All products and materials offered through the Website are provided for educational and informational purposes only.

They are intended to support learning, skill development, and professional growth. They are not intended to be a substitute for:

• formal academic education or a recognised qualification;
• professional advice, consulting, or advisory services;
• legal, financial, tax, medical, or other regulated professional guidance;
• independent verification, testing, or validation for any specific use case.

Your use of the materials is governed by a limited, non-exclusive, non-transferable, revocable licence for personal educational purposes, as set out in our Copyright & Intellectual Property Policy and our Terms & Conditions.

2. Comprehensive Warranty Disclaimer

To the fullest extent permitted by applicable law, the Website and all materials are provided on an "as is" and "as available" basis, without warranties of any kind, whether express, implied, statutory, or otherwise.

We specifically disclaim, to the extent permitted by law, all implied warranties, including:

• merchantability and fitness for a particular purpose;
• accuracy, completeness, reliability, or timeliness of content;
• non-infringement of third-party rights;
• uninterrupted, secure, or error-free operation of the Website or files;
• that any defect, error, or omission will be corrected;
• that the materials will meet your requirements or expectations;
• that any technique, formula, script, query, or approach will produce any particular result in your environment;
• compatibility with any particular platform, version, tool, service, or operating system.

No advice or information, whether oral or written, obtained from us or through the Website creates any warranty not expressly stated in this Disclaimer.

3. Assumption of Risk and Responsibility

You acknowledge and agree that:

• you use the materials entirely at your own risk;
• you are responsible for evaluating the accuracy, relevance, suitability, and applicability of any content before relying on it;
• you are responsible for the results of any decision, action, or omission taken on the basis of the materials;
• you are responsible for complying with all laws, regulations, organisational policies, and contractual obligations applicable to you;
• where the materials touch on security, infrastructure, data handling, or production systems, you are responsible for applying appropriate safeguards, testing, and controls.

4. Limitation of Liability

To the fullest extent permitted by applicable law, JK Data Academy and its partners, employees, contractors, and representatives will not be liable for any loss or damage of any kind arising out of or in connection with your use of, or inability to use, the Website or any materials, including:

• direct, indirect, incidental, special, punitive, or consequential loss;
• loss of profit, revenue, business, opportunity, or goodwill;
• loss of data, files, or systems;
• business interruption or service downtime;
• cost of substitute goods or services;
• damage arising from reliance on any content;
• damage arising from any error, omission, interruption, or delay.

Nothing in this Disclaimer excludes or limits any liability that cannot lawfully be excluded or limited under applicable law, including any mandatory rights available to consumers under Indian law.

5. Third-Party Tools, Brands and Open-Source Compliance

Our materials may reference, describe, or demonstrate third-party software, platforms, services, brands, libraries, frameworks, programming languages, and open-source projects.

You acknowledge and agree that:

• all third-party names, logos, and trademarks are the property of their respective owners;
• references to third-party tools are provided for educational and descriptive purposes only;
• you are responsible for complying with all applicable third-party terms of service, licence terms, subscription requirements, acceptable-use policies, and usage limits;
• you are responsible for complying with all applicable open-source licences, including any attribution, copyleft, redistribution, or source-disclosure obligations;
• we do not grant you any licence or right in respect of any third-party software, service, or intellectual property;
• our inclusion of a third-party tool does not imply that the third party endorses, sponsors, or is affiliated with us.

We are not responsible for any third-party product, service, licence term, pricing change, deprecation, or discontinuation.

6. No Affiliation or Endorsement

We are not affiliated with, endorsed by, sponsored by, or officially connected to any third-party company, platform, vendor, certification body, educational institution, or brand that may be referenced in our materials.

Any reference to a third-party product, platform, certification, or brand is made for identification and educational purposes only.

We do not claim any partnership, accreditation, authorisation, or endorsement unless expressly stated in writing by us.

7. No Professional Advice or Consulting

Our materials do not constitute professional advice of any kind, including but not limited to:

• legal, tax, accounting, or regulatory advice;
• financial, investment, or trading advice;
• medical, health, or safety advice;
• security, compliance, or audit certification advice;
• architectural, engineering, or infrastructure certification.

You should consult an appropriately qualified professional for advice specific to your circumstances.

Our materials are not a substitute for independent professional judgement, nor for any certification, audit, or compliance assessment required in your context.

8. User Conduct and Acceptable Use

You agree not to:

• misuse the Website or the materials;
• attempt unauthorised access to any account, system, network, or data;
• interfere with, disrupt, or attempt to bypass the security, integrity, or availability of the Website;
• use the Website or the materials for any unlawful, fraudulent, or harmful purpose;
• use the materials to infringe the rights of JK Data Academy or any third party;
• upload, transmit, or distribute any malicious code, malware, or harmful material;
• use the materials to build, train, fine-tune, or develop any artificial intelligence or machine learning system (as further described in our Copyright & Intellectual Property Policy);
• scrape, harvest, or systematically extract content from the Website.

You are responsible for your own conduct and for any consequences arising from it.

9. Data Privacy, Security and Compliance

You acknowledge and agree that:

• you are responsible for the lawful handling, storage, processing, and protection of any data you access, collect, process, or transmit while applying techniques from our materials;
• you are responsible for compliance with all applicable data protection, privacy, and security laws and regulations in your own jurisdiction, including where you operate on data relating to other individuals;
• our materials may describe techniques and configurations that must be adapted with appropriate safeguards, access controls, encryption, monitoring, and testing before any real-world or production use;
• you must not apply any technique from our materials to systems or data you are not authorised to access or modify;
• we are not responsible for any data breach, data loss, regulatory non-compliance, or security incident arising from your use of the materials.

Our handling of your own personal information is described in our Privacy Policy.

10. Changes, Updates and Version Control

We may:

• update, revise, correct, expand, restructure, or discontinue any product or material at any time;
• update this Disclaimer at any time;
• correct typographical, technical, pricing, or descriptive errors.

The revised version of this Disclaimer will be published on the Website with an updated "Effective Date / Last Updated" date.

Your continued use of the Website or the materials after an update constitutes acceptance of the revised Disclaimer.

Where a product has been materially updated, the applicable version is the version made available to you at the time of your purchase, together with any update we choose to provide.

11. Governing Law and Jurisdiction

This Disclaimer is governed by the laws applicable in India.

Subject to any mandatory rights and jurisdiction available under applicable law, disputes relating to this Disclaimer will be subject to the jurisdiction of the competent courts at New Delhi, India.

12. Severability and Entire Agreement

If any provision of this Disclaimer is held to be invalid, illegal, or unenforceable, that provision will be severed to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

This Disclaimer, together with the Website's Terms & Conditions, Privacy Policy, Copyright & Intellectual Property Policy, and Cookie Policy, constitutes the entire understanding between you and us regarding the subject matter of this Disclaimer, and supersedes any prior product-specific or book-specific disclaimer.

13. Force Majeure

We will not be liable for any failure or delay in performing our obligations where the failure or delay results from causes beyond our reasonable control, including:

• natural disasters, fire, flood, earthquake, or severe weather;
• war, terrorism, civil unrest, or government action;
• epidemics or pandemics;
• failure, interruption, or degradation of internet connectivity, hosting, cloud infrastructure, power supply, or third-party services;
• cyber-attacks, denial-of-service attacks, or security incidents affecting our infrastructure or that of our providers;
• labour disputes, strikes, or transport disruptions;
• changes in law or regulatory action.

Where such an event occurs, our obligations are suspended for the duration of the event, and we will resume performance as soon as reasonably practicable.

14. Indemnification

You agree to indemnify, defend, and hold harmless JK Data Academy, its partners, employees, contractors, and representatives from and against any and all claims, demands, actions, proceedings, losses, liabilities, damages, costs, and expenses (including reasonable legal fees) arising out of or in connection with:

• your use or misuse of the Website or the materials;
• your breach of this Disclaimer, the Terms & Conditions, or the Copyright & Intellectual Property Policy;
• your violation of any applicable law or regulation;
• your violation of any third-party right, including any intellectual property, privacy, or data protection right;
• any data, system, or infrastructure you access, modify, or process in the course of applying our materials;
• any claim by a third party arising from your conduct, your products, your services, or your deliverables.

This obligation survives the termination of your access to the Website and the materials.

15. Acknowledgment of Understanding

By accessing the Website, purchasing any product, or using any material made available by us, you acknowledge and confirm that you have read, understood, and agreed to this Disclaimer, including:

• the educational purpose and limited licence (Section 1);
• the comprehensive warranty disclaimer (Section 2);
• the assumption of risk and responsibility (Section 3);
• the limitation of liability (Section 4);
• the third-party tools, brands and open-source compliance terms (Section 5);
• the no-affiliation and no-endorsement statement (Section 6);
• the no-professional-advice statement (Section 7);
• the user conduct and acceptable use terms (Section 8);
• the data privacy, security and compliance terms (Section 9);
• the changes, updates and version control terms (Section 10);
• the governing law and jurisdiction (Section 11);
• the severability and entire agreement terms (Section 12);
• the force majeure terms (Section 13);
• the indemnification terms (Section 14).

If you do not agree with any part of this Disclaimer, you should not use the Website or the materials.

16. Contact

For questions regarding this Disclaimer:

JK Data Academy (Legal Owner / Publisher) Brand: JK DATA ACADEMY Website: www.jkdataacademy.com Email: contact@jkdataacademy.com Phone: +91 9315519258 GSTIN: 07AAWFJ8323P1ZE Address: New Delhi – 110088, India

---

*This Disclaimer is intended as a practical website-level legal notice. It should be reviewed by qualified Indian legal counsel if the business requires a formal legal opinion.*